Here’s a detailed description of the payment process for your system using a centralized wallet:

Payment Process Through Centralized Wallet

1. Initial Deposit to Wallet:

   • Users are required to deposit funds into their wallet to cover promotion fees, commissions, and other charges.
   • Payment options include:
     • Bank Transfer
     • EasyPaisa
     • JazzCash
     • Other approved gateways.

2. Uploading the Receipt:

   • After making the deposit, users must upload the payment receipt into the wallet system.
   • The receipt includes details like transaction ID, payment amount, and payment method.

3. Admin Verification:

   • The admin team reviews the uploaded receipt to verify the payment.
   • Once approved, the amount is credited to the user's wallet balance.

4. Wallet Charges:

   • Commission or promotion fees are deducted directly from the wallet for online activities.
   • For example:
     • Rs 100/day is deducted for promotions.

5. Paying the Actual Amount:

   • When buying property files or other services:
     • Users pay only the post or commission charges online.
     • The actual amount is paid at the time of collecting the file or contract directly to the seller.

6. Withdrawals:

   • Users can request a withdrawal of their earnings.
   • Withdrawals are processed via the same payment gateways (e.g., Bank, EasyPaisa, JazzCash).

Benefits of the Wallet System

• Convenience: A centralized wallet simplifies transaction management.
• Transparency: Every deposit, deduction, and earning is recorded for clarity.
• Secure Transactions: Admin verification ensures that only valid transactions are approved.
• Flexibility: Users can choose from multiple gateways for deposits and withdrawals.

Would you like me to create a detailed flowchart for this process?